Unified platform
Replace siloed engines with one system covering every payment channel and fraud type.
Sentri · Fraud & Financial-Crime Defence
Stop fraud before it happens. Keep good customers moving.
Sentri is Nova AI's real-time fraud and financial-crime defence platform for banks. It scores every payment across all your rails in under 50ms, catching scams, account takeover, mules and synthetic identity without adding friction for legitimate customers.
The problem
Fraud teams are fighting on too many fronts
Siloed engines, rising scam losses and the constant trade-off between blocking fraud and blocking good customers.
Siloed fraud engines
Separate tools for cards, transfers and onboarding leave blind spots between channels and slow every decision.
Friction vs. fraud trade-off
Aggressive rules block real customers with false declines; loose rules let losses through. Both cost money.
Fast-evolving attacks
APP scams, account takeover, mule networks and synthetic identity change faster than static rules can keep up.
How it works
Ingest. Score. Decide. Respond.
One real-time pipeline across every payment rail, from signal to action in milliseconds.
Ingest across every rail
Card, RTP, SEPA, ACH, wires, wallet and mobile flow into a single decisioning platform.
Score in under 50ms
Rules and AI fuse 30+ behavioural, device, beneficiary and network signals into one risk decision.
Decide with context
Approve, challenge or hold, with plain-English explanations so analysts understand every call.
Respond and recover
Place payment holds, freeze accounts and initiate fund recalls with dual-control approval.
Capabilities
One platform for real-time defence
Everything fraud and financial-crime teams need to detect, investigate and respond, in one place.
Sub-50ms decisions
Real-time scoring that keeps pace with instant payments, no batch, no lag.
30+ fused signals
Behavioural, device, beneficiary and network signals combined for sharper accuracy.
Investigative workspace
Plain-English explanations and case timelines that make every decision reviewable.
Response actions
Payment holds, account freezes and fund recalls with dual-control approval built in.
Fewer false declines
Catch more real fraud while letting legitimate customers through unimpeded.
What Sentri stops
Built for today’s attack patterns
Coverage across the fraud and scam types driving the biggest losses.
APP scams
Detect authorised push payment scams by scoring beneficiary risk and behavioural anomalies in real time.
Account takeover
Spot compromised accounts from device, session and behavioural signals before funds move.
Mule networks
Surface money-mule activity through network analysis across accounts and beneficiaries.
Synthetic identity
Identify fabricated identities at onboarding and in-life using layered identity signals.
Sentri compared with siloed rules engines
How a single real-time decision platform differs from separate fraud engines per channel.
| Criterion | Sentri | Siloed rules engines |
|---|---|---|
| Channels | One platform for card, RTP, SEPA, ACH, wires, wallet and mobile | A separate engine for card, wire, digital and onboarding |
| When decisions happen | In-flight, in under 50ms, before the money moves | Batch or near-real-time reviews, often after settlement |
| Detection | Your rules plus AI models, anomaly detection and graph risk in one decision | Static rules per channel |
| Customer friction | Risk-based: approve, step up, hold or decline | Blanket blocks that cause false declines |
| Explanations | Plain-English reason for every decision | Rule identifiers analysts have to interpret |
| Response | Hold, freeze or recall funds with two-person approval | Manual follow-up across systems |
Real-time by design
Decisioning that keeps up with instant payments.
<50msDecision timePer transaction, in real time
30+Fused signalsBehavioural, device, beneficiary, network
7Payment railsCard, RTP, SEPA, ACH, wires, wallet, mobile
1Unified platformNo more siloed fraud engines
Deployment
Runs in your environment
Sentri is deployed where your data already lives, and proven on your own traffic before it touches a customer.
Your cloud, your region
Deployed in your cloud account and region.
- Customer data never leaves your environment
- Nothing exported to train shared models
- API-first: core banking, channels and case systems
Shadow mode first
Scores live traffic in parallel before any decision reaches a customer.
- Measured on your own payments
- No customer impact during evaluation
- Go live on card and real-time payments, then expand
FAQ
Questions banks ask about Sentri
No. Sentri runs your rules and its AI models together in one decision engine. Deterministic rules, gradient-boosted classifiers, anomaly detectors and graph risk scores combine into a single, explainable decision. You keep the rules you trust and add the detection they miss, on one platform instead of separate engines for card, wire, digital and onboarding.
Every payment is scored in flight. Low-risk payments are approved silently in under 50ms, medium-risk payments get a step-up such as biometrics or a one-time password, and only high-risk payments are held or declined. Genuine customers pass through without noticing, and fraud is stopped before the money leaves the account.
Yes. Every alert and decline comes with a plain-English reason, and every signal, model version, rule, reviewer and action is recorded to a tamper-evident audit trail. Models are documented, validated and monitored for bias and drift.
Sentri deploys in your cloud and your region. Customer data never leaves your environment, and nothing is exported to train shared models. It is API-first and integrates with your core banking, channels and case systems. Most banks start in shadow mode on live traffic with no customer impact, go live on card and real-time payments, then expand to other rails.
Card, RTP, SEPA, ACH, wires, wallet and mobile, on one platform. Sentri detects APP scams, account takeover, mule and bust-out rings, synthetic identities, card-not-present fraud and real-time payment fraud.
Each case opens with a plain-English reason, the event timeline and a graph view of payees, devices and mule networks. Analysts can hold a payment, freeze an account or recall funds, with high-impact actions gated behind two-person approval and recorded to the audit trail.
Sentri fuses 30+ transactional, behavioural, device, network, language and beneficiary signals into a single risk score. It reads the full picture for each payment (customer, device, beneficiary, history and network) before it approves, steps up, holds or declines.
With a tailored proof-of-value on live traffic in shadow mode: Sentri scores real payments alongside your current controls, with agreed KPIs and no customer impact, so you can see the results before any decision reaches a customer.
Sentri at a glance
- Decision time
- Under 50ms per payment
- Payment rails
- Card, RTP, SEPA, ACH, wires, wallet and mobile
- Signals
- 30+ transactional, behavioural, device, network, language and beneficiary signals
- Deployment
- In your cloud and region; customer data stays in your environment
- Integration
- API-first: core banking, channels and case systems
- Regions served
- Jordan, Iraq and the GCC (Saudi Arabia, UAE, Qatar, Kuwait, Bahrain, Oman)
About Nova AI
Nova AI builds AI and security platforms for banks, fintechs and central-bank-regulated institutions across MENA. Sentri stops fraud and scams in real time, QSafe finds and fixes post-quantum cryptography risk, and TraceAI investigates SOC alerts automatically. Our agentic AI platform automates banking operations such as KYC, AML checks and loan processing.
Other Nova AI security platforms
- QSafe: post-quantum cryptography protection
Post-quantum cryptography risk discovery, scoring and protection across code, network and infrastructure.
- TraceAI: autonomous SOC alert investigation
Autonomous SIEM investigation agent that triages, investigates and contains alerts in minutes.
Stop fraud in real time, without the friction
Launch Sentri to explore the platform, or talk to our team about deploying it in your environment.